Pensions have come under increasing scrutiny and into the public eye over the last 5 years, indeed you may well have been recently contacted by the Pensions Advisory Service, a governmental body set up to make sure that people understand the structure of their pensions. In truth, most pensions just need to be clearly explained and simplifyed by a financial professional, something we do and have been doing for our clients for many years.

For most this just involves consolidating various scattered company and personal pensions into a simple aligned structure, to make sure that they are congruent, and invested as efficiently as possible.

Pension work is our bread and butter, and as well as organising historic pensions we help with making clear the pension boundaries that each individual has in order that they can maximize their allowance. We also work with a number of companies both in terms of maintaining their company pensions, and in setting up their new schemes, especially in light of auto-enrolment which of course began this year.

* The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested. 

* The FCA do not regulate auto enrolment.

Cadence Wealth Limited is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Planning Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718. Registered in England and Wales, No: 10040034. Registered address:The Tanneries, 55 Bermondsey St, London, SE1 3XJ